Understanding Our Tracking Approach

Look, we're a budgeting platform. We need to remember who you are when you log back in. Otherwise, you'd have to re-enter everything every single time. That's where cookies come in.

These small text files sit on your device and help us recognize you. Some are absolutely necessary for the site to work. Others help us understand how people use Terminal Next Hub so we can make it better. And yes, some are for marketing purposes.

We're based in Nonthaburi, Thailand, but we serve users globally. This policy applies to everyone who visits terminalnexthub.com, regardless of where you're browsing from.

Types of Tracking We Use

Not all cookies are the same. Here's how we break them down:

Specific Cookies We Deploy

Here's the detailed breakdown of what gets stored on your device:

How Cookies Improve Your Experience

Let me give you a real example. Say you're working on your January 2025 budget late at night. You've categorized all your expenses, set up your zero-based allocations, and then your laptop battery dies.

When you come back the next morning, everything's still there. Your session cookies preserved your work. Your preference cookies remembered that you like the dark mode view. And because we tracked your previous session, we can show you a "resume where you left off" option.

That's the practical benefit. Without cookies, you'd be starting from scratch every single time. For a budgeting tool where consistency matters, that would be incredibly frustrating.

• Faster loading times because we remember your cached preferences
• Personalized dashboard that reflects your unique budgeting style
• Security features that protect your financial data from unauthorized access
• Better support because we can see what you were doing if you report an issue

Managing Your Cookie Preferences

You have control here. The button at the top of this page lets you reject all non-essential cookies immediately. When you click it, we'll remove analytics and marketing cookies while keeping the essential ones that make the site work.

Your browser also has built-in controls. Most modern browsers let you block third-party cookies, delete existing cookies, or browse in private mode. Just know that blocking essential cookies will break core functionality.

Data Retention and Deletion

Different cookies have different lifespans. Session cookies disappear when you close your browser. Others stick around for weeks, months, or even years depending on their purpose.

We automatically clean up old analytics data after 26 months. Marketing cookies expire after 13 months. Authentication tokens refresh every 30 days, which means you'll need to log in again periodically for security reasons.

If you want to delete everything manually, use your browser's clear browsing data function. Select cookies and site data, choose the time range, and clear it all out. Just remember you'll need to log back in and set up your preferences again.

Third-Party Services

We work with external services that also use cookies. Google Analytics tracks site usage patterns. Our payment processor needs to verify transactions securely. Customer support chat tools remember your conversation history.

These third parties have their own privacy policies. When you use Terminal Next Hub, you're also subject to those policies for the services we integrate. We only work with providers who meet reasonable privacy standards, but you should review their terms if you're concerned.

Updates to This Policy

Technology changes. Regulations evolve. Sometimes we add new features that require different tracking methods. When we update this policy, we'll change the date at the top and notify active users through our platform.

Major changes get announced through email to registered users. Minor clarifications might just appear here without notification. We recommend checking back occasionally, especially if you're particular about your privacy settings.